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Available for NJCLASS, Federal Parent Plus, and Private Educational Loans. Save money by refinancing your existing student loans to a lower interest rate. The rate used to calculate interest will be a weighted average interest rate of the underlying NJCLASS loans being consolidated, minus 0.50%.
- Delinquency
Customer Care email is servicingandcollections@hesaa.org to...
- Relief Options
By Mail – HESAA, PO Box 544, Trenton, NJ 08625-0544. By Fax...
- Upload Documents
Welcome to HESAA’s Upload Center! Do you owe a document (or...
- Pay Online
Contact us at 800-792-8670 or loans@hesaa.org. Additional...
- Public Information
Going to College in NJ; Apply for State Aid; Grants &...
- Investor Relations
The following reports provide statistical information on the...
- WTC Board Meetings
Past Meetings (Meeting Agendas & Meeting Minutes) About Us....
- TAG Study Commission
In January of 2020, Governor Murphy signed P.L. 2019, c.298...
- Delinquency
If you already have an existing account with us for any of the above, please use your existing credentials. If not, please create an account to proceed. If you have difficulty making timely, monthly payments to your NJCLASS loan, relief options are available. Contact us at 800-792-8670 or loans@hesaa.org.
Access and complete the NJCLASS loan application; Authorize NJCLASS to obtain their consumer credit report; Confirm their identity; E-Sign. Following disbursement of the loan, online access is available for: Monitoring billing and payment statuses.
The New Jersey College Loan to Assist State Students (NJCLASS) is a loan program designed to assist New Jersey families with financing higher education or for those families outside of New Jersey who have children attending New Jersey schools.
Satisfactory Academic Progress (SAP) A student must have an academic standing consistent with their school's SAP policy in order to continue receiving financial aid (including NJCLASS). State of Legal Residence. The State of Legal Residence of a student is defined in terms of domicile.
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Visit www.njclass.org and use our repayment calculator to determine the best repayment option for you. ** PLEASE NOTE: Deferment must be authorized by submitting documentation to HESAA that establishes eligibility. All loan options are limited and subject to availability. Know Your Loan Options.