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Pay NJCLASS Online. Servicemembers Civil Relief Act. Learn More About Credit Scores. Considerations on Cosigning a Loan. 1 NJCLASS cannot be compared to Federal Direct loans.
- Delinquency
Have honest discussions with any cosigners to the loan to...
- Relief Options
NJCLASS loans carry fixed-repayment terms that begin when...
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- Pay Online
Affordable Repayment Options; Registered Users Log In. New...
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- Investor Relations
The following reports provide statistical information on the...
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Past Meetings (Meeting Agendas & Meeting Minutes) About Us....
- TAG Study Commission
In January of 2020, Governor Murphy signed P.L. 2019, c.298...
- Delinquency
Loan Repayment Options. Debit from Your Checking or Savings Account. To assist you in making timely payment, click here to download an ACH Automatic Debit Authorization form that will allow HESAA to automatically debit your checking account or savings account. This will eliminate the need to write a check every month. Credit Card Payments
The repayment start date depends on the repayment option selected. For immediate repayment of principal and interest, a bill statement is sent out within 30 days of the loan disbursement. For interest-only payments, an interest bill is sent out within 30 days of the loan disbursement.
With NJCLASS’s ReFi+, it’s fast and easy to refinance any higher interest federal Parent PLUS, private bank education loan, or NJCLASS loans into one, low-rate monthly payment. This refinance option is a smart way to cut interest payments and reach your financial goals even faster.
Review the following 2024-2025 NJCLASS rates, repayment options and eligibility criteria thoroughly to make an informed decision before you borrow funds to finance your education. Borrowers may apply for a loan up to the cost of attendance (COA), less any eligible Federal financial assistance,
New Jerseyans can deduct up to $2,500 in payments to student loans offered through the New Jersey College Loans to Assist State Students (NJCLASS) program. Annual household incomes of $200,000 or less are eligible for this deduction. A federal tax deduction may be applicable for interest paid for the year.
NJCLASS is one of the nation's most affordable and flexible supplemental student loan programs in the nation. NJCLASS Features: The lowest fixed interest rate . Only a 2% loan fee . Students or parents can borrow . Flexible repayment options . 20 year repayment term for the NJCLASS Fixed Rate Loan .
