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Metro 2® Format e-Learning Course. This interactive, self-paced course is designed to strengthen your knowledge by providing a clear, detailed, and engaging look at the Metro 2 ® Format—the consumer reporting industry standard for consumer credit reporting.
- Metro 2 Information
To assist data furnishers (such as banks, credit unions,...
- Metro 2 Information
Metro2 Format is the current standard format for reporting credit. It meets all the requirements of the Fair Credit Reporting Act (FCRA), the Fair Credit Billing Act (FCBA), and the Equal Credit Opportunity Act (ECOA). It allows most accurate and complete information on consumers' credit history.
To assist data furnishers (such as banks, credit unions, consumer credit card companies, retailers, and auto finance companies) in this process, the credit reporting industry has adopted a standard electronic data reporting format called the Metro 2® Format.
Roles - CDIA, Consumer Reporting Agencies, Metro 2 ® Format Task Force, ARe-OSC ® System Support Team, Data Furnisher, Consumer Financial Protection Bureau, Federal Trade Commission 1-2. I. NDUSTRY . S. TANDARDS. A. UTOMATED . D. ATA . R. EPORTING. 2-1. Features of the Metro 2 ® Format 2-1 Industry Reporting Standards 2-2 Industry Standard ...
Unpacked format is heavily preferred for electronic transmission. The following reporting standards apply to all Metro 2 data: File names cannot have special characters or whitespace. Every alphanumeric field must be left-justified and blank filled. Every alpha field must be uppercase.
Metro 2 Credit reporting software for reporting to the major credit bureaus, Equifax, TransUnion, Experian and others using the Metro 2 format. Free Demo
METRO 2 FORMAT® Credit Reporting Software for reporting consumer or debtor data to any of the major credit bureaus; Equifax, Experian, Innovis, TransUnion and MicroBilt.