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  1. Access your Lowe's credit card account online to manage payments, transactions, and balances.

    • Register

      Register for Online Access. Please enter your account number...

  2. Accounts opened online, via text-to-apply or QR code: You will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply but are later approved, a 20% off coupon will be provided via mail with your new card.

  3. Sign in to pay your bill and manage your account online, or see if you prequalify for a new card with special financing and discount offers. Learn more about the benefits of the MyLowe's Rewards Card and how to apply.

  4. Register for Online Access. Please enter your account number and billing zip code. Enter Account Number. Zip Code. Continue. Cancel. Your Lowe's Visa® Rewards Card, MyLowe's Rewards Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank.

  5. For personal use, choose the MyLowe’s Rewards Credit Card. When it comes to your business, choose between the Lowe’s Business Advantage Card and the Lowe’s Commercial Account Card. Lowe’s also offers a PreLoad Card that allows you to use flexible funding from a checking, credit, debit or bank account.

  6. MyLowe’s Rewards is a free loyalty program for Do-It-Yourself (DIY) Lowe’s customers that allows members to earn points toward MyLowe’s Money just for shopping at Lowe’s. Members will also receive member-only gifts.

  7. Activate My Card. Activating your lowes card is easy. Provide a couple details about you and your new card, and then enjoy shopping.

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