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  1. But you may be able to get help repaying your loans, including full loan forgiveness, through one of the federal student loan programs. You never know what you may be eligible for, so take a look at the options listed below.

  2. Find out how to make your student loan payments on time while keeping the cost manageable. Learn about repayment programs, forgiveness plans, and more.

  3. Loan Simulator can help you check which student loan repayment plans you’re eligible for, whether you want to. compare repayment results (like a lower monthly payment), enroll in a new plan based on your end goal, see if you qualify for loan forgiveness, and under which plans, or.

  4. The SAVE plan offers a lower monthly payment amount because it increases the income exemption from 150% to 225% of the poverty line. The SAVE plan eliminates 100% of remaining interest for both subsidized and unsubsidized loans after a scheduled payment is made.

  5. Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

  6. You may qualify for student loan forgiveness of some or all of the balance of your federal student loans if you perform certain types of qualifying employment and make a required number of qualifying payments.

  7. Income-driven repayment plans are designed to make repaying your student loan debt more manageable by basing your monthly payment amount on your income, family size, and federal student loan debt. If your current loan payment is high compared to your income, we recommend you repay your loan (s) under one of the following income-driven plans.

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