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14 cze 2023 · Wholesale banking refers to banking services sold to large clients, such as corporations, other banks, and government agencies.
The industry stands ready to deliver on an ever-expanding set of client and societal demands. This report, the next chapter in PwC’s 2025 and Beyond series, focuses on the critical influential trends for wholesale banks in the near future.
Part 1: Macro Business Models. In an environment of shrinking margins, capital and liquidity constraints, and efficiency challenges, banks are rethinking their wholesale banking operating model. We see four distinct models emerging, centred around: (1) global universal banking, (2) global investment banking & wealth management, (3) a blend of ...
20 lut 2024 · These themes involve modernization of the technology stack, winning the war on talent, development of analytics and AI capabilities, addressing climate financing needs, and capturing the opportunity presented by digital assets. Let’s explore each theme in turn.
7 lis 2019 · The wholesale banking market features three broad segments. They are commercial banks (for smaller corporate clients), corporate banks (for upper-midmarket corporate clients), and investment banks (for large multinational corporate clients and financial-institution groups).
Our analysis suggests that, through the cycle, some banks will deliver returns of less than 5 percent, well below the 10 percent targeted by investors. We explore the drivers of resilience across wholesale banks and the role of scale in driving profitability when costs are increasingly inflexible.
Source: Oliver Wyman analysis. Navigating monetary policy, fiscal stimulus, and new capital regime. Over the past 10 years, the wholesale banking industry has seen a significant transformation, adapting its business model to increase resilience and generate sustainable returns.
