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  1. You can request to change your credit limit (increase or decrease) by completing our online form. If you're requesting a credit limit increase, you need to have had your card for 6 months, have received your seventh statement and you've not applied within the last 6 months.

  2. If you've used the card regularly, kept on top of repayments and not maxed it out, you may be able to get the limit increased after 6 months or so. Requesting a rise. If you feel like you might need some more credit, perhaps to make a large purchase or go on holiday, you might want to request a higher credit limit.

  3. If you use a one time passcode via SMS you can make payments of up to £500 with a £1,000 daily limit. We have a range of options to help you get your money from A to B: faster payments, deposit cheques using your mobile banking app, CHAPS, international payments (SWIFT), and international payments (SEPA).

  4. You have the right to withdraw from your agreement within 14 days from the day after you receive your card. If you’re happy to go ahead with your application, you can request a credit limit increase once you’ve had your card for a minimum of 6 months.

  5. Want to request a credit limit increase? If you’d like to ask us to review your credit limit increase you can request this here. We’ll review your request and let you know the outcome.

  6. You can update the way you would like any future credit limit increases applied to your account by logging into the Virgin Money Credit Card app . Use the card image on the front screen to take you to 'Card Management', then scroll down the bottom of the list and select 'Credit Limit Increases'.

  7. 29 maj 2024 · Key Takeaways. You can contact your issuer to request a credit line increase. It's also not unusual for issuers to increase credit limits automatically. Be deliberate about your choice...

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