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You can request to change your credit limit (increase or decrease) by completing our online form. If you're requesting a credit limit increase, you need to have had your card for 6 months, have received your seventh statement and you've not applied within the last 6 months.
Some lenders will ask you for proof of earnings if you request a limit increase. This is to prevent people who have recently become unemployed or taken a pay cut from using a credit card to supplement their income, which would represent a risk to the lender.
You have the right to withdraw from your agreement within 14 days from the day after you receive your card. If you’re happy to go ahead with your application, you can request a credit limit increase once you’ve had your card for a minimum of 6 months.
5 sie 2024 · Bottom Line. There are several reasons you might want to ask your credit card company for a higher credit limit. But before you give your card issuer a call or submit a request for a credit limit...
Want to request a credit limit increase? If you’d like to ask us to review your credit limit increase you can request this here. We’ll review your request and let you know the outcome.
So if your account is in arrears or over its credit limit, you’re having trouble making your minimum payment or you can’t afford to increase the amount you pay each month, please get in touch on 0800 678 1636.
You can apply for a credit limit increase again in six months. At that point we'd look at your financial situation and how you're managing your account to understand if we can increase your credit limit.