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We have a range of options to help you get your money from A to B: faster payments, deposit cheques using your mobile banking app, CHAPS, international payments (SWIFT), and international payments (SEPA).
- Current Account Terms
Virgin Money Current Account (previously opened with...
- Fees and Charges
Continue an application for a personal loan If you've...
- Debit Cards
Information about Virgin Money Debit Cards: using your debit...
- Current Account Terms
Use our quick calculator to work out your budget, and how much we think you could borrow. Learn more. Overpayment calculator. Work out how much you could save on your mortgage by paying it off quicker. Calculate my savings. Budget planner. Work out how much you can afford on mortgage repayments. Learn more. Jargon buster.
If you have a fully flexible or an everyday mortgage with Virgin Money, you may apply for a one-month payment holiday for every nine consecutive full monthly payments you make. The maximum payment holiday period is three months, which can be applied for once you have made 27 consecutive full monthly payments.
Your minimum payment is the lowest possible amount you need to pay each month to avoid breaking your credit agreement and falling behind on your payments. Your minimum payment assumes you pay back all your instalment plans over 12 months.
Estimate the repayments on your home loan with Virgin Money's mortgage repayment calculator. Find your ideal repayments plan today!
You can make a payment to your credit card by transferring money from your bank account directly. You can do this using a banking app, in one of our stores or over the phone by contacting your bank or building society, using the following details:• Sort Code: 40–64–25• Account Number: 41320424• Reference: Enter your 16 digit credit card number.
• If you've paid by Debit Card in the app, payments can take up to 3 days to show in your transactions list. • If you've paid by Debit Card over the phone, payments usually show in your transactions list on the next working day . Your balance will then be updated to reflect your payment.
