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  1. 3 sty 2023 · Uninsured motorist insurance can cover damages caused by a negligent uninsured driver. With it, you can receive compensation for auto accident damages, such as medical expenses, lost wages, and property damage. However, not all drivers may think uninsured motorist coverage is for them.

  2. 28 sty 2024 · Uninsured motorist coverage in Florida is bifurcated into two types: bodily injury and property damage. While it’s not mandatory, it’s highly recommended to purchase this coverage due to the high percentage of uninsured drivers in the state.

  3. You can bring a personal injury lawsuit four years after the accident in Florida. For uninsured motorist claims, different timelines may apply based on your policy. Understanding and exercising these rights is crucial when dealing with the challenges faced by Florida's uninsured motorists.

  4. Uninsured Motorist Rate. Florida’s No-Fault Law requires motor vehicles registered in Florida be insured with at least $10,000 in personal injury protection (PIP) and $10,000 property damage liability (PDL) coverage throughout the motor vehicle registration period.

  5. 26 lut 2024 · Florida law requires drivers to carry a minimum of $10,000.00 of Personal Injury Protection (PIP) per person and $10,000.00 of Property Damage Liability (PDL) per accident. However, Florida doesn’t mandate uninsured motorist coverage.

  6. Do You Need Help With a Florida Uninsured Motorist Insurance Claim? With the growing number of accidents and uninsured drivers in Florida, you may need to file a claim with your own insurance policy to collect compensation after an accident.

  7. In Florida, taking out uninsured or underinsured motorist insurance is not mandatory. However, auto insurers must offer it to you, and you can turn it down. If you opt not to purchase this coverage, the state expects you to complete a rejection or waiver form.

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