Search results
25 lut 2011 · PDF | The loophole phenomenon occurs in financial services, bureaucratically controlled marketplaces, as well as in our everyday lives. Whenever an... | Find, read and cite all the research...
The survey seeks to understand the attitudes and preferences of mass afluent1 customers regarding mortgages and how this varies by demographics such as income, age, gender, and relationship status. The survey was also designed to identify the impacts that COVID-19 is having on the mortgage market.
7 wrz 2021 · Beginning in 2006, Lehman began to invest aggressively in real-estate-related assets and soon had significant exposures to housing and subprime mortgages, just as these markets began to sour.
data show that the share of mortgages on banks’ balance sheets doubled in the course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have risen substantially in many countries.
This study analyzes key issues raised by the crisis at three levels: (i) issues directly and specifically relating to subprime mortgage lending; (ii) issues relating to the securitization of subprime mortgages; and (iii) issues affecting financial markets and institutions.
The impacts on global residential mortgage markets. May 2020. Contents. Executive summary. What challenges does COVID-19 present to mortgage lenders? How have governments responded to support residential mortgage markets? What have mortgage lenders done to respond to the crisis? Conclusion. Appendix. 2. 4. 8. 14. 32. 34 Executive summary.
Using the government-sponsored enterprises’ sharp securitization rules, this paper provides evidence that, in the aftermath of natural disasters, lenders are more likely to approve mortgages that can be securitized, thereby transferring climate risk.
