Search results
This version of the FCRA includes the amendments to the FCRA set forth in the Consumer Credit Reporting Reform Act of 1996 (Public Law 104-208, the Omnibus Consolidated Appropriations Act for Fiscal Year 1997, Title II, Subtitle D, Chapter 1), Section 311 of the Intelligence Authorization for Fiscal
This paper provides an overview of the FCRA along with recent trends and theories of liability under the statute. It begins with a discussion of the origin of the FCRA and its key amendments, includes a review of the most frequently cited provisions under the statute, and concludes with a case law update.
If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights.
Employers who do conduct credit checks through consumer reporting companies should be sure to observe proper procedures set forth by the FCRA (and, where applicable, consult state and local laws, “mini-FCRAs,” to ensure compliance).
6 dni temu · Because Texas and federal law may not be easy to understand, below you'll find a collection of resources that help to explain the law. General information on credit reports from Texas Law Help. Includes pages on credit repair, improving your credit score, and identity theft.
fcra-may2023-508.pdf (652.93 KB) The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services.
There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA.
