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1 sty 2024 · Discover Stratum Benefits' gap cover option, bridging the gap between medical aid limits & specialist fees, ensuring financial peace.
Every medical aid plan has a Gap Cover option to match — the perfect pair… just like the buffalo and oxpecker. The level of medical expense shortfall cover you need depends on your medical aid plan. In about a minute, you’ll know which Gap Cover option complements your medical aid plan.
At Stratum Benefits, we provide Gap Cover solutions for the shortfalls experienced on your medical aid as well as offer a short-term solution for your day-to-day, emergency, and accidental needs, called Health Insurance.
According to our findings, Stratum Benefits Base offers comprehensive medical cover with benefits for dental, maternity, radiology, casualty, trauma counseling, and more. It provides in and out-of-hospital cover of up to 500% of the medical aid tariff, international travel insurance, and lifestyle benefits.
Stratum Benefits (Pty) Ltd, an authorised FSP 2111, is underwritten by Constantia Insurance Company Limited, an authorised FSP 31111. This document is a summary and does not replace any information provided in your Policy Schedule.
Provides gap benefit cover up to 500% with varying limits (R8,000 to R24,000 per year) depending on the procedure. Also covers co-payments for admissions and procedures up to R185,837 per insured person per year.
12 lip 2024 · Stratum Benefits: Provides up to 500% coverage above the tariff, with various options tailored to different levels of in- and out-of-hospital expense shortfalls. TRA: More affordable with premiums starting at R99, offering extensive benefits.
