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10 paź 2024 · The last few years have been among the most successful in the recent history of retail banking, with a confluence of macroeconomic trends driving growth and profitability. In some geographies, pandemic-era government stimulus lifted economic growth, fueled consumer spending, created favorable conditions for balance sheet expansion, and helped ...
As the industry adjusts to the effects of Covid-19 and looks towards the future, the retail banking landscape has undergone considerable transformation. Banks must negotiate a multitude of shifting factors — from changing customer behavior to economic headwinds, intensifying competition, regulatory pressure and technological disruption.
The retail banking system is facing challenges in its digital transformation journey. Inherited technology landscape, fostering agility, reducing time to market for new products and effectively using customer data to better
11 gru 2020 · The research findings should help banks to determine the best answer to introduce digital transformation initiatives in UAE to satisfy customers and achieve growth objectives in the retail banking sector. This research would help to achieve a stability and consolidation digitalization in retail banking of UAE.
23 cze 2022 · The results of the study show that customer needs, technology, regulation, business processes, skills and competencies impact digital transformation and should support retail banks in developing a theory of digital transformation in their journey to excel in a competitive marketplace.
The objective of this chapter is to provide a brief overview of banking and the role played by banks in an increasingly complex financial world. It begins with a review of the meanings of banking and bank so as to come to a definition of the term ‘retail bank.’. Download to read the full chapter text.
In the seventh edition of our annual publication, UAE Banking perspectives, our authors explore a spectrum of topics critical to the UAE’s banking sector in the post-pandemic period.
