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How do I apply? If you’d like to repay your federal student loans under an income-driven plan, you need to fill out an application. Apply today at StudentAid.gov/idr
If you attended a school that you feel misled you or engaged in other misconduct in violation of the law, you may be eligible for discharge of your federal student loans through borrower defense to repayment. To apply for federal loan discharge based on borrower defense, visit StudentAid.gov/borrower-defense opens in new tab.
For both PLUS loans for parents and PLUS loans for graduate or professional students, borrowers are considered to have entered repayment when the loan is fully disbursed. What will happen for borrowers who receive debt relief?
Aidvantage is here to help you better understand and manage repayment of your federal student loans. Log in to explore repayment options, manage your payments, and get answers to your student loan questions.
Eligibility - Based on income, family size, your loan balance(s) and the types of federal student loans you have. Annual Renewal - Even if your income or family size is the same you are still required to renew your IDR plan annually.
Borrowers can now apply for income-driven repayment (IDR) plans electronically rather than needing to upload an application to our website. Please visit StudentAid.gov/IDR to submit your application.
Borrowers can now apply for income-driven repayment (IDR) plans electronically rather than needing to upload an application to our website. Please visit StudentAid.gov/IDR to submit your application.