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Get an MI Rate Quote and access our MI underwriting guidelines as well as our current MI rates.
Radian’s exclusive RADAR® Rates dynamically analyze credit risk inputs, with each rate quote finely tuned to a borrower’s individual risk profile and loan attributes. See what makes RADAR Rates so different. Refer to the Terms and Conditions for RADAR Rates.
An upfront premium option is selected by the consumer to buy down the monthly MI premium to low rates. A one-time MI Premium is paid through an interest rate adjustment. Refundable and non-refundable options available. The upfront premium is refundable if cancelled under Homeowners Protection Act. Not refundable.
• Eligible Insurance Applications are subject to RADAR Rates, obtained through the Insured’s loan origination system or on our website through Radian MI Rate Finder using the Insured’s Master Policy number.
Radian automatically provides you with the lowest MI Rate possible by comparing rates available on the date your Quote ID was issued and rates available on your MI Application date. • • RADAR® Rates 90 Day Rate Protection with Quote ID At Radian we apprec iate your partnership and are committed to protecting y our rate quotes during this ...
Our guidelines are structured to simplify the mortgage insurance process and provide underwriting clarity . Loans which receive a DU Approve/Eligible Recommendation or LP Accept/Eligible Response and satisfy a limited number of underwriting overlays generally meet Radian’s eligibility criteria .
You are obtaining a mortgage loan that requires private mortgage insurance (“PMI”). PMI protects lenders and others against financial loss when borrowers default.