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  1. Make a Payment to Your Loan Servicer. Never miss a payment. Sign up for auto pay through your federal loan servicer to have your payments automatically taken from your bank account. Bonus! If you have Direct Loans, get a 0.25% interest rate deduction while you participate in auto pay! Find Your Loan Servicer's Contact Info.

  2. Log In to Manage Your Student Loans. Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like Nelnet to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.

  3. Payment Options. There are several payment options that are available. You can pay online, sign up for auto debit, call us, and more.

  4. Two of our most popular student loan payment options are Auto Pay, which automatically withdraws payments from your designated bank account each month, and online payment, which allows you to pay online at your convenience.

  5. Register to access your loan details, account information, make your payment, learn about different repayment plans, sign up for paperless delivery and more.

  6. MOHELA offers a variety of options to manage the repayment of your loans including repayment plans and ways to lower your payment or provide temporary relief. To explore options that are available based on situations you may be facing, visit Repayment Options .

  7. Federal loans have a variety of repayment options that can lower your monthly payment amounts and give you more time to pay back your loans. With Income-Driven Repayment (IDR) plans, certain eligibility conditions apply and an annual renewal is required – so be sure to find out how these plans work.

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