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CHECKLIST OF REQUIREMENTS FOR Pag-IBIG HOUSING LOAN UNDER RETAIL ACCOUNTS (House Construction/Home Improvement) REQUIRED DOCUMENTS 1. Duly accomplished Housing Loan Application (HLA, HQP-HLF-068/069) with recent 1” x 1” ID photo of borrower/co-borrower (if applicable) (2 original copies).
If you’re planning to apply for a Pag-IBIG Housing Loan, check if you meet the following qualifications: Must be a Pag-IBIG member. Active Pag-IBIG member with at least 24 months of savings. Not over 65 years old during the loan application and not over 70 years old at the loan maturity date.
As members, OFWs are able to enjoy Pag-IBIG benefits such as savings with dividend earnings, short-term cash loans and affordable housing loans. These benefits shall serve our OFWs well while working abroad, as well as after their work tenure overseas.
Housing Loan – eligible members can borrow up to P20,000,000 to purchase real estate, such as house-and-lot, townhouse, or condominium units. Convenient – grow your savings regardless of country of employment
These are the requirements that you need to accomplish and complete to apply for a Pag-IBIG Housing Loan: ☑ Housing Loan Application ☑ Updated Tax Declaration and Tax Receipt
Make sure you know them before applying. Step 2: Use the Pag IBIG housing loan calculator to estimate how much you can borrow based on your income, the value of the property, etc. The maximum loanable amount is Php 6 million. Step 3: Pass the eligibility requirements for the Pag IBIG housing loan.
Who are Eligible? Active Pag-IBIG member (Pag-IBIG I, Pag-IBIG II or Pinoy Overseas Program) with at least 24 months contribution. Members with less than 24 months contribution can still avail of the housing loan, provided they pay in lump sum the needed number of contributions (both employee’s and employer’s shares)
