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  1. Our eligible salaried customers can apply for an instant personal loan online through a completely digital and hassle-free process. Be it educational expenses, home repairs, travel getaway, dream wedding, new bike or scooter, we're here for you.

  2. You can avail Kotaks instant personal loan through a simple three-step online application process. The documents required are basic such as PAN card, Aadhaar card, and the last three months’ salary slips or bank statements.

  3. Apply for Personal Loan with Kotak Mahindra Bank at Low Interest Rates. Secured & Hassle Free Process & instant approval of your loan.

  4. 24 paź 2024 · Minimum age of the applicant should be 21 years at the time of loan application and 60 years at the time of loan maturity. The minimum monthly income requirement for availing Kotak Mahindra Personal Loan for corporate borrowers is Rs 25,000, for non-corporate salary borrowers is Rs 30,000 and for employees of Kotak Mahindra Bank is Rs 20,000.

  5. Kotak Mahindra Bank’s official mobile banking application for Android phones.

  6. Online application. To begin the personal loan application process with Kotak, you must share your basic financial and personal information on the online application form. This permits Kotak to assess your loan eligibility.

  7. 30 wrz 2024 · Minimum Net Monthly Income: ₹ 25,000 for Kotak Bank salary account holders, ₹ 30,000 for non-Kotak Bank salary account holders, and ₹ 20,000 for Kotak Bank employees. Loan Tenure: Upto 6 years. Loan Amount: ₹ 50,000 to ₹ 40 Lakh. Cibil score: A credit score of 700 or 750 and above is needed for a personal loan.

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