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  1. Available for NJCLASS, Federal Parent Plus, and Private Educational Loans. Save money by refinancing your existing student loans to a lower interest rate. The rate used to calculate interest will be a weighted average interest rate of the underlying NJCLASS loans being consolidated, minus 0.50%.

    • Delinquency

      This means that your employer may be contacted and...

    • Relief Options

      By Mail – HESAA, PO Box 544, Trenton, NJ 08625-0544. By Fax...

    • Upload Documents

      Welcome to HESAA’s Upload Center! Do you owe a document (or...

    • Pay Online

      Contact us at 800-792-8670 or loans@hesaa.org. Additional...

  2. www.hesaa.org › CustAuth › jspSign On - HESAA

    If not, please create an account to proceed. If you have difficulty making timely, monthly payments to your NJCLASS loan, relief options are available. Contact us at 800-792-8670 or loans@hesaa.org. Additional information is available through the following links: Payment Relief Options.

  3. Access and complete the NJCLASS loan application; Authorize NJCLASS to obtain their consumer credit report; Confirm their identity; E-Sign. Following disbursement of the loan, online access is available for: Monitoring billing and payment statuses.

  4. Borrowers can now save thousands of dollars by lowering their interest rates and avoiding origination fees: Eligible Loans - NJCLASS, Federal Parent Plus, Certified Education Bank Loans. Fixed rates at 5.99% APR zero fee 10-year loan or a 15-year at 6.75% APR.

  5. State of New Jersey Higher Education Student Assistance Authority Fall 2023/Spring 2024 New Rates Effective May 15, 2023. NJCLASS loans are for all students attending approved NJ schools as well as NJ residents attending approved out-of-state schools.

  6. A private education loan is a student loan independently financed and administered by a nonfederal lender. A private education loan is sometimes also referred to as an alternative or supplemental loan. NJCLASS is a supplemental loan program authorized through the State Legislature.

  7. 20 cze 2023 · This program offers three different fixed-rate student loans to NJ residents or college students. In this NJCLASS review, you’ll learn about the differences between the three loans, what eligibility requirements need to be met, how the application process works, and more.

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