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Personal Injury Protection (PIP) Choice. Michigan drivers are now able to choose a coverage level appropriate for their needs and budget. The new law requires that auto insurance companies and agents give policyholders forms that describe the benefits and risks of the coverage options.
Below are the three basic coverages in a Michigan auto insurance policy that must be purchased and carried on every vehicle. Personal Injury Protection (PIP) Property Protection (PPI) Residual Bodily Injury and Property Damage Liability (BI/PD)
Ask your agent about the option to coordinate health or disability coverage with your automobile insurance PIP coverage. You may coordinate PIP coverage with any other health or disability policy you have (except Medicaid, Medicare or a Medicare Supplemental policy) to reduce your PIP premium.
What are Michigan PIP benefits? In Michigan, PIP benefits will pay for your medical bills and lost wages after you’ve been injured in a car accident. Guaranteed by the Michigan No-Fault law, PIP benefits are paid regardless of whether you were at-fault.
19 kwi 2023 · In Michigan, Personal Protection Insurance (PPI) is one of the required types of auto insurance that state law mandates drivers to carry. Three essential parts to a Michigan no-fault policy must be purchased and carried on every vehicle.
3 paź 2024 · Under Michigan's no-fault auto insurance law, you're no longer required to purchase unlimited personal injury protection, also known as PIP, with your auto insurance. Instead, you now have the option to choose from different levels of PIP coverage to meet your needs.
2 lip 2020 · Michigan’s new no-fault law means drivers have more options for personal injury protection coverage, also known as “PIP benefits.”. PIP covers medical bills from injuries sustained in an auto accident, as well as rehabilitation costs, lost wages, attendant care (services tending to an injured person) and other expenses.
