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  1. If a member of your household is ineligible for automobile insurance, many Michigan insurance companies allow for anamed driver exclusion.” Under anamed driver exclusion,the named household member will be excluded from no-fault liability coverages and Personal Injury Protection (PIP) benefits.

  2. Below are the three basic coverages in a Michigan auto insurance policy that must be purchased and carried on every vehicle. Personal Injury Protection (PIP) Property Protection (PPI) Residual Bodily Injury and Property Damage Liability (BI/PD)

  3. 19 kwi 2023 · In Michigan, Personal Protection Insurance (PPI) is one of the required types of auto insurance that state law mandates drivers to carry. Three essential parts to a Michigan no-fault policy must be purchased and carried on every vehicle.

  4. The mandatory auto insurance coverages in Michigan include: (1) personal protection coverage that pays for a car accident victim’s medical bills and lost wages; (2) bodily injury liability in case a driver injures someone in a car; and (3) coverage for damage to tangible property.

  5. Michigan car insurance law requires vehicle owners to carry No-Fault auto insurance that covers personal injuries, property damage, and liability for bodily injury. These coverages help pay for medical bills and lost wages, and legal liability if a driver injures another person or causes damage to property.

  6. §500.3105: PERSONAL PROTECTION INSURANCE (PIP) BENEFITS ENTITLEMENT (1) Under personal protection insurance an insurer is liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle, subject to the provisions of this chapter.

  7. Michigan's New Auto Insurance Law. Governor Whitmer signed historic bipartisan auto no-fault legislation to lower costs for Michigan drivers, maintain the highest coverage options in the country, and strengthen consumer protections. The legislation creates a better no-fault system for drivers.

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