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In the late 1980s and early 1990s, congressional scrutiny was largely driven by the increasing complexities of the insurance business and concern over whether the states were up to the task of ensuring consumer protections, particularly insurer solvency.
21 lip 2021 · Insurance commissioners stayed busy in the 1990s. Tackling a range of issues from insurance policy accessibility to insurer solvency, regulators looked for opportunities to improve consumer protections in the industry.
Insurance regulation began in the states in the early 19 th century. In the mid-19 th century, the Supreme Court decided Paul v. Virginia, which foreclosed federal regulation of insurance. State regulation of insurance grew in scope and scale during the next 80 years.
27 lis 2012 · In the late 1980s and early 1990s, congressional scrutiny was largely driven by the increasing complexities of the insurance business and concern over whether the states were up to the task of ensuring consumer protections, particularly insurer solvency.
The U.S. insurance industry is heavily regulated. Producers selling products in multiple states are often confounded by the complexity of the statutes, regulations and regulatory directives governing their actions in the marketplace.
24 paź 2013 · Presentation Outline. A History of Insurance and Insurance Regulation. The Eight Waves of Regulation in US Insurance History. The institutionalization of insurance regulation. Industrialization, progressive politics and federal power. The genesis of rate regulation.
The development of the insurance industry in the United States is closely integrated with its regulation. This regulatory system is largely a function of the structure of the industry and public goals, and the structure of the industry, in turn, has been influenced heavily by its regulation. To understand one, it is necessary to understand the ...
