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This Chapter examines the regulatory regime for insurance. It begins with an overview of the peculiar nature of insurance and the rationales for its regulation, along with a history of insurance market integration in the EU.
The first part discusses the macroeconomic role of insurance and how insurance differs from banking and general finance. Understanding the differences between the balance sheets of insurers and other financial intermediaries is essential in thinking about optimal regulatory frameworks.
It provides tips and empirical contributions addressing the role of sound internal control and risk management models within an ongoing revision of prudential regulation to better deal with the evolving scenario where insurance activities are becoming increasingly risky and complex.
10 lis 2016 · The core motivation for publishing this book is to bring together academics, regulators, and industry experts to provide a multifaceted array of research and perspectives on insurance, its role and functioning, and the potential systemic risk it could create.
17 kwi 2019 · This study illustrated the usefulness of the spatially-constrained clustering approach in defining geographical rating territories for insurance rate regulation purposes. The significance of this work is to provide a new solution for better designing geographical rating territories.
18 lip 2011 · This volume starts with three articles dealing with the topics of insurance and regulation, with papers on lessons from the credit crisis with respect to risk management and regulation, insurers’ financial and asset risks during the crisis, and risk disclosures in the European insurance industry.
This publication provides an in-depth analysis of the main features of insurance regulation and supervision in OECD countries, as well as of two major trends in insurance markets and regulation: liberalisation and financial convergence.
