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IMRF provides two types of disability benefits: Temporary disability benefits. Total and Permanent disability benefits. You always start out receiving temporary disability.
How to apply. If you will be disabled for more than 30 consecutive days, you should apply for disability benefits, unless your employer will pay you for your entire disability period. We recommend you complete a "Member's Application for Disability Benefits" form (Available in Member Access).
To be eligible for disability benefits you must have: At least 12 consecutive months of IMRF service credit since being enrolled in IMRF. Service credit in each of the 12 months immediately preceding the date of disability. Have 12 consecutive months of service credit prior to the gap in service.
Typically, IMRF pays 50% of your average monthly earnings as your disability benefit. However, your IMRF disability benefits may be reduced to a monthly minimum of $10 if you receive either workers’ compensation or Workers’ Occupational Disease Act benefits.
You are eligible for disability benefits if you... 1. Have 12 consecutive months of IMRF service credit preceding your disability. 2. Are unable to perform your IMRF job or any duties reasonably assigned by your employer for more than 30 days. 3. Receive treatment for your disabling condition as soon as you stop working, and your physician(s ...
File an Application for Disability Benefits (IMRF Form 5.40) with IMRF. We recommend you submit this application online through your Member Access account at www.imrf.org/myimrf. You can also fax your application to IMRF at 630-706-4289. File the form even if you filed a worker’s compensation claim.
Disability benefits are designed to offer financial support and medical care to individuals who are unable to work due to a physical or mental disability. These benefits come from various sources, including federal and state government programs, private insurance policies, and employer-sponsored plans. Disabilities That May Qualify for Benefits.
