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IMRF provides two types of disability benefits: Temporary disability benefits. Total and Permanent disability benefits. You always start out receiving temporary disability.
How to apply. If you will be disabled for more than 30 consecutive days, you should apply for disability benefits, unless your employer will pay you for your entire disability period. We recommend you complete a "Member's Application for Disability Benefits" form (Available in Member Access).
To be eligible for disability benefits you must have: At least 12 consecutive months of IMRF service credit since being enrolled in IMRF. Service credit in each of the 12 months immediately preceding the date of disability. Have 12 consecutive months of service credit prior to the gap in service.
The Illinois Municipal Retirement Fund (or IMRF) is the second largest and best-funded public pension system in Illinois.Since 1941, has partnered with local units of government to provide retirement, disability and death benefits for public employees. With a funded status of about 98 percent and more than $50 billion in assets, IMRF is well-funded and sustainable.
Typically, IMRF pays 50% of your average monthly earnings as your disability benefit. However, your IMRF disability benefits may be reduced to a monthly minimum of $10 if you receive either workers’ compensation or Workers’ Occupational Disease Act benefits.
Illinois Statute established disability benefits. IMRF’s disability benefits are considered a “salary protection plan” which was established by state statute and is administered under the direction of the IMRF Board of Trustees. The entire cost of the IMRF disability plan is funded by your employer.
IMRF Information and Resources. The program provides its members (employees within local units of government) with retirement, disability, and death benefits. The benefits for IMRF members are divided into tiers based on the time period at which an individual becomes a member of the program.
