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  1. 1. Just the minimum - We'll take the minimum payment due. 2. The full statement balance - We'll take the outstanding account balance when your statement was produced. 3. Fixed percentage - You pay a fixed percentage of your balance each month. This can be anything from 2.5% to 99%.

  2. There are lots of different ways to make payments to your account. Some are faster than others, so make sure your payment will clear in time for your due date. Take a look at our making payments page to find out how to pay by debit card, Direct Debit and more.

  3. Your New Balance is the outstanding balance owing on the credit card account as of your Statement Closing Date. It is calculated as follows: Previous Statement Balance minus your Payments plus any New Purchases, Balance Transfers, Cash Advances, Interest and Fees

  4. Your total minimum payment due can be debited directly from your personal chequing account on a monthly basis (or you can pay more if you prefer). You may call our Customer Service associates at 1-800-347-6262 and we can assist you in setting up a pre-authorized debit.

  5. How do I make a payment to my credit card? See our contact pages for detailed payment addresses and instructions. Can I automate my monthly card payments? Yes. Automate your payments to make sure they're never missed or late, with payments deducted from your online bank account. Enrollment is available through MBNA's online banking options.

  6. It's easy to request a balance or money transfer online - just log in or register for Online Services to get started. You can also give us a call, or use the MBNA Mobile App if you’ve downloaded it.*. You'll need to know: How much you want to transfer. The card or account number you're transferring from/to.

  7. I recently acquired a MBNA credit card which has a 0% interest for 12 months on balance transfers. This balance can also be transferred to a chequing account (1% fee to do this). After receiving the card and activating, I called up so I can make the balance transfer.

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