Search results
Used together, these two publications establish the latest versions of published regulations. Here you can access electronic copies of the current, complete versions of all CFPB regulations published in the electronic Code of Federal Regulations (eCFR).
- Small Business Review Panels
Credit Card Surveys & Agreements ... The panel holds an...
- Algorithms, Artificial Intelligence, and Fairness in Home Appraisals
In conjunction with the Board of Governors of the Federal...
- Recent Updates
Credit card delinquencies are higher than in 2019 because...
- See Privacy Act Statement
The information you provide will permit the CFPB to process...
- Interactive Regulations
This resource is not an official legal edition of the Code...
- Small Business Review Panels
18 mar 2024 · On March 5, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) issued a Final Rule that would significantly restrict late fees that consumer credit card issuers may charge from $30 or $41, in most cases, to a mere $8. As finalized, the rulemaking largely aligns with the Bureau’s Proposed Rule on the same subject matter ...
The CFPB aims to makes rules governing consumer finance markets more effective and to create new rules when warranted. Explore the CFPB’s regulatory agenda, rules currently in development, and final rules.
Effective July 24, 2002, each operator of a credit card system shall develop and implement a written anti-money laundering program reasonably designed to prevent the operator of a credit card system from being used to facilitate money laundering and the financing of terrorist activities. The program must be approved by senior management.
(a) General rules. The card issuer shall provide the disclosures required under this section on or with a solicitation or an application to open a credit or charge card account. (1) Definition of solicitation.
5 cze 2024 · Following its recent win before the Supreme Court, 1 the Consumer Financial Protection Bureau (CFPB or Bureau) on May 22, 2024, issued an interpretive rule concluding that “Buy Now, Pay Later” (BNPL) loans accessed through a digital user account are “credit cards” subject to Regulation Z dispute and refund requirements (the Interpretive ...
27 paź 2023 · On October 25, 2023, the Consumer Financial Protection Bureau (CFPB) released its sixth consumer credit card market biennial report to Congress as required under the Credit Card Accountability Responsibility and Disclosure Act (CARD Act).
