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  1. The term “Stafford Loan” may refer to a subsidized or unsubsidized Federal Stafford Loan that was made to students attending schools that previously participated in the Federal Family Education Loan (FFEL) Program.

  2. Both Direct Subsidized Loans and Direct Unsubsidized Loans are low-interest federal student loans that can help you pay for the costs of college or career school. But before you accept either one, it’s important that you understand how they’re different so you can make the best choices for your situation.

  3. 24 lip 2024 · Subsidized Stafford loans are need-based loans where the government pays the interest while the student is in school, in a grace-period and during deferment periods. Unsubsidized Stafford loans are not need-based and interest accrues from the time the loan is disbursed.

  4. 22 lut 2023 · A Stafford Loan, also called a Direct Loan, is a federal student loan from the U.S. Department of Education that you can apply for in order to help pay for college. As with any loan, you’re...

  5. A Direct Subsidized Loan is a type of federal student loan available to students who demonstrate financial need. The federal government subsidizes this type of loan by paying the interest that accrues while the student is enrolled in school at least half-time and during qualifying periods of deferment, such as the grace period.

  6. A Direct Subsidized Loan – also called a Subsidized Stafford Loan or Subsidized Federal Direct Loan – is a type of federal student loan available to eligible undergraduates who’ve demonstrated financial need.

  7. Federal subsidized loans are low-interest loans made to students who demonstrate financial need. Undergraduates may borrow up to $3,500 for the first year, $4,500 for the second year and $5,500 for each remaining undergraduate year.

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