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The term “Stafford Loan” may refer to a subsidized or unsubsidized Federal Stafford Loan that was made to students attending schools that previously participated in the Federal Family Education Loan (FFEL) Program. No new loans have been made under the FFEL Program since July 1, 2010.
The major difference between subsidized and unsubsidized student loans has to do with interest. Direct Subsidized Loans: You won’t be charged interest while you’re enrolled in school or during your six-month grace period.
22 lut 2023 · A Stafford Loan, also called a Direct Loan, is a federal student loan from the U.S. Department of Education that you can apply for in order to help pay for college. As with any loan, you’re...
20 maj 2022 · • Direct Stafford Loans are federal student loans available to eligible students, offering subsidized and unsubsidized options for financial aid to cover college expenses. • Subsidized loans do not accrue interest while the borrower is enrolled at least half-time, whereas unsubsidized loans start accruing interest immediately after ...
12 wrz 2023 · Stafford loans are a type of federal student loan that are either subsidized, meaning the government pays the interest while you're in school, or unsubsidized, meaning you pay all the interest. Stafford loans are a type of loan issued under the Federal Family Education Loan Program (FFELP).
A Federal Direct Subsidized Stafford Loan is offered as a need-based loan after grants, scholarships and other resources are subtracted or up to the annual maximum loan limit, whichever is lower. It is the U.S. Department of Education's major form of self-help aid and is available through the William D. Ford Federal Direct Loan Program.
Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.
