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  1. A Direct Consolidation Loan allows you to consolidate (combine) multiple federal student loans into one loan with a single monthly payment. Use the application below to consolidate your loans.

  2. If any of the loans you want to consolidate are in a grace period, you can have the processing of your Direct Consolidation Loan application delayed until the end of your grace period by entering your expected grace period end date in the space provided.

  3. Use this form to apply free for federal and state student grants, work-study, and loans. Or apply free online at fafsa.gov. For federal aid, submit your application as early as possible, but no earlier than October 1, 2024. We must receive your application no later than June 30, 2026.

  4. Read the Instructions for Completing the Federal Direct Consolidation Loan Application and Promissory Note (“Instructions”). NOTE: PAGES 1 THROUGH 5 MUST BE SUBMITTED FOR YOUR LOAN REQUEST TO BE PROCESSED.

  5. Federal student loan borrowers have the option of consolidating their loans via the Direct Consolidation Loan program offered by the U.S. Department of Education. Consolidating allows you to merge multiple eligible loans into a single loan.

  6. To help you through the process, we’ve created this step-by-step guide. The consolidation process is completely free and available to borrowers through the U.S. Department of Education’s Federal Student Aid (FSA) website.

  7. 2 dni temu · You must submit your FAFSA application on time to be considered for federal student aid. States and colleges also use FAFSA information to award their own financial aid packages. FAFSA deadlines. For the school year 2024-25, the federal deadline to submit the FAFSA is June 30, 2025. Many states use the FAFSA for their financial aid programs.

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