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  1. Calculate your Medical Plan Contribution: Multiply the Medical Plan Premium by the Premium Percentage, (for example: If NJ DIRECT15, Family coverage is $2,994.25 per month, and your premium

  2. High Deductible PPO Plans. NJ DIRECT High Deductible Health Plans (HDHPs) combine a high deductible health plan with a health savings account (HSA). Eligible preventive services are covered at 100% if in network and do not have a deductible.

  3. Show E85 Show E15 E85 E10/Gas Price Spread E0 Blender Date Submitter Station City State P C; The information contained herein is crowdsourced, and therefore provided solely from sources independent of the RFA. Although care has been taken to ensure the accuracy, completeness and reliability of the information provided, the RFA assumes no ...

  4. Physical, occupational, speech, respiratory. $20 office visit/$20 outpatient facility. $35 office visit/20% after deductible at outpatient facility. $30. 30% after deductible for speech and occupational therapy; lesser of $52/ visit or 75% of INN cost/ visit for physical therapy. PT/OT/SP limits.

  5. NJ FamilyCare. Qualifying New Jersey residents of any age may be able to get free or low-cost health insurance through New Jersey's publicly funded health insurance program, NJ FamilyCare. It includes people who qualify for Children’s Health Insurance Program (CHIP) or Medicaid.

  6. This is not a complete list of covered services. Exclusions and limitations apply to some services. Visit NJ.gov/treasury/pensions/member-guidebooks.shtml for more information. On select services (durable medical equipment, prosthetics, orthotics, oxygen, private duty nursing, ambulance).

  7. How much will your health coverage cost for 2022? Horizon BCBSNJs premium contribution calculator can help you manage your health care premium costs. This tool can help you estimate your annual contribution toward the cost of your health plan.

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