Search results
This document provides guidance for banking supervisors to promote sound practices for managing credit risk in banks. It covers four areas: establishing an appropriate credit risk environment, operating under a sound credit-granting process, maintaining an appropriate credit administration, measurement and monitoring process, and ensuring adequate controls over credit risk.
The goal of credit risk management is to maximise a bank’s risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters. Banks need to manage the credit risk inherent in the entire portfolio as well as the risk in individual credits or transactions.
A comprehensive guide to credit risk management in banks and other financial institutions. Learn how to originate, assess, and manage credit exposures, measure and monitor credit risk, and apply various tools and techniques.
30 cze 2023 · This paper assesses the effect of credit risk management (CRM) on the profitability of Nigerian banks with a view to discovering the extent to which default rate (DR), cost per loan asset...
1 cze 2016 · The purpose of this paper is to assess the effect of credit risk management on the financial performance of Savings and Credit Cooperative Organizations (SACCOs) in Makindye division,...
Provides a guide to assessing and managing credit risks at bank, sovereign, corporate and structured finance level, using quantitative, qualitative and legal tools. Explains structured and complex products, credit enhancement techniques and mitigation tools.
This report provides good practices and recommendations for banks to manage credit quality in the current challenging environment. It covers topics such as governance, policies, procedures, classification, provisioning, monitoring and RegTech solutions.
