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A credit card allows you to pay for goods and services in stores, online and by telephone. Your credit limit is the maximum total amount you can spend. As you pay down your balance, you have access to more credit. This is called revolving credit. Types of credit card transactions and associated fees
4 sty 2023 · Getting a credit card: know your rights. Applying for a credit card, changes to your credit card agreement, interest-free grace periods and more.
Confirm that the person has a deposit account, prepaid payment product account, credit card or loan account by means of: Credit card statement; Bank statement for deposit or chequing accounts ; Loan account statement (for example, mortgage)
Contact Financial Consumer Agency of Canada. Your right to information when getting a credit card. Federally regulated financial institutions must follow certain rules regarding your credit card agreement. This makes it easier for you to understand the terms and conditions. This applies when: you apply for a credit card. you get your credit card.
The Personal Information Protection and Electronic Documents Act (PIPEDA) sets the ground rules for how private-sector organizations collect, use, and disclose personal information in the course of for-profit, commercial activities across Canada.
Your credit report contains factual information about your credit cards and loans, such as: • when you opened your account • how much you owe • whether you make your payments on time • whether you miss payments • whether you go over your credit limit. Mobile phone and Internet accounts may be reported, even though they are not credit ...
What is personal information? PIPEDA protects information about an identifiable individual. Personal information includes your: Name, race, ethnic origin, religion, marital status, educational level; E-mail address and messages, IP (Internet protocol) address; Age, height, weight, medical records, blood type, DNA code, fingerprints, voiceprint;
