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While debt collectors are not prohibited from making reasonable attempts to collect legitimate debts or from suing you, consumer protection laws do prohibit deceptive and unfair debt collection practices and protect you from harassment, abuse and invasion of privacy.
25 kwi 2024 · Debt collectors in Georgia will contact consumers via letters, phone calls, or other means to request payment of outstanding debts. However, they must adhere to legal requirements regarding the frequency and manner of communication, without engaging in harassment or abusive practices.
21 gru 2023 · Several laws protect consumers in Georgia from unfair and deceptive debt collection practices, including the Fair Debt Collection Practices Act, the Georgia Installment Loan Act and the...
21 maj 2024 · To stand a chance in a legal battle against a debt collector in Georgia, you need to take action and timely file an Answer to the debt collector's complaint within the 30 days. You can respond to a summons without an attorney in Georgia.
You may file a complaint with the Georgia Attorney General’s Consumer Protection Division by visiting consumer.ga.gov or calling 404-651-8600. You may also file a complaint with the Federal Trade Commission (FTC) by going to ftc.gov or calling 877-FTC-HELP.
6 gru 2023 · Fair debt collection laws in Georgia protect consumers from abusive or overreaching debt collection tactics. The Georgia Installment Loan Act regulates collection practices for certain smaller installment loans.
9 lut 2024 · If you’re a consumer in Georgia, the FDCPA is your best line of defense against unfair debt collectors, but it’s not the only law that can help. In this article, we’ll cover everything you need to know about what debt collectors in Georgia can and cannot legally do when trying to collect money.
