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If you get a total and permanent disability (TPD) discharge, you don’t have to repay your federal student loan (s) or complete your TEACH Grant service obligation. As of May 2023, around 492,000 borrowers have gotten loan forgiveness through TPD discharge. And there are multiple ways to qualify!
If you’re totally and permanently disabled, you may qualify for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation.
25 paź 2024 · The TPD discharge program forgives federal student loans for individuals who can’t work due to a severe disability. Once you prove your disability, your loans are forgiven, and no further payments are required.
If you repay your loans under an IDR plan, any remaining balance on your student loans will be forgiven after you make a certain number of payments over 20 or 25 years—or as few as 10 years under our newest IDR plan, the Saving on a Valuable Education (SAVE) Plan.
12 sie 2024 · If you're carrying federal student loans and you have a disability, you may not be responsible for repaying the loan. Learn about student forgiveness options.
5 lut 2020 · Student loan forgiveness due to disability is called a total and permanent disability discharge. If you meet specific requirements that prevent you from working, you can have your loans completely eliminated.
If you are not able to work due to a disability or ongoing medical condition, you may be able to have your federal student loan debt canceled or forgiven through the Total and Permanent Disability (TPD) program.
