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  1. Visit Citizens for today's home mortgage rates. Explore our 15- and 30-year home mortgage rate options to find the one for you. Citizens will be there every step of the way.

  2. Flexible rates and terms. No hidden fees or prepayment penalties. Dedicated loan officers. Rate discounts, for even more savings. Commitment-free quotes. Easy online application. Mortgage FAQs. Do I need a down payment? Do I need perfect credit? How do you determine if I qualify for a loan? Have More Questions?

  3. Flexible rates and terms. No hidden fees or prepayment penalties. Dedicated loan officers. Rate discounts, for even more savings. Commitment-free quotes. Easy online application. How it works. Breeze through our online application and see your options in minutes. Need a hand? No problem. Your dedicated loan officer is ready to help.

  4. 1. Review your options. Decide which loan is right for your finances and future plans. We can help. 2. See how much you could save. Estimate your refi savings. It's fast, free and easy to start online. 3. Personalize your loan. Choose the rate and term that’s best for your finances and future plans. 4.

  5. Whether you???re ready to buy or refi, Citizens can help you save on your dream home. Fast and free online rate check. Credit score friendly.

  6. Check Rates. Complete the form below and we will create customized quotes based on your loan details.

  7. Today’s Mortgage Rates. Get your rate, and you could lock it in for up to 60 days. 1. These rates and monthly payments are based on a $300,000 mortgage. Lending limitations such as property state and loan amount may apply. 30-Year Fixed Rate. Rate: APR: Points: Estimated Monthly Payment: Get Started* 15-Year Fixed Rate. Rate: APR: Points:

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