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  1. Mortgage Rates. Your dream home may be within reach. Apply for a Mortgage. See what today’s mortgage rates look like for your next home purchase or refinance. Simply use our mortgage-rate tool below to estimate and compare rates, payments and costs. Loan Purpose. Property Use. Property Type. Loan Amount * Purchase Price * Property Zip Code *

  2. Calculate the total cost of the home loan: Our mortgage rate calculator allows you to factor in every cost regarding your mortgage payment, including interest, homeowner’s insurance, property taxes and more, to get a complete understanding of your monthly payments.

  3. Enjoy fixed monthly payments and fixed interest rates for the lifetime of the loan, making home payments easier to incorporate into your budget. For those who enjoy the fixed payments and rates of a 30-year mortgage loan, but want to pay off their loan in half the time.

  4. Credit union vs. bank mortgages: which is the better option? Credit unions and banks offer a variety of mortgage programs to first-time homebuyers and existing homeowners who are moving and buying a new home or need a second mortgage on their current home.

  5. Credit Union of Southern California offers several home loans, including standard mortgage and second chance mortgages.Explore our options and rates.

  6. 1 lip 2024 · NerdWallet's Best Credit Union Mortgage Lenders of October 2024. Andrews Federal Credit Union: Best for credit union lending; Alliant: Best for jumbo loans; Bethpage Federal Credit...

  7. About Us. Expert financial services with local California roots. We are committed to providing reliable, rewarding and convenient financial partnership to California residents, businesses and educators. Learn More. Giving back. Serving our communities is at the heart of who we are. Our Involvement. We’re here to help support your dreams.

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