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  1. Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of 3,000*.

  2. Assessment fee of 1% plus service fee of 1.5% of the converted amount based on the prevailing foreign exchange rate of Mastercard/Visa/JCB/UnionPay and BDO respectively at the time of the posting. The service fee may be imposed at the sole discretion of BDO and may be subject to change.

  3. You pay the sum of a,b,c and d or P200 or US$ 5 for Dollar transactions, whichever is higher. Peso: 5% of the Overdue Amount or P300 whichever is higher; Dollar: 4.5% of the Overdue Amount or US$ 6 whichever is higher. P500 or US$ 25 per returned check / insufficient ADA account.

  4. For the complete definition and imposition of the Fees and Charges, you may view the full Terms and Conditions of selected card by visiting www.bdo.com.ph then search Forms and Related Information.

  5. Note: Interest rates are determined by BDO and are subject to change in accordance with prevailing market rates. In case of conflict between the provisions of these reminders and the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards, the latter shall prevail. All fees and charges are subject to change upon notice. BDO

  6. Hello! The free annual fee for the first year starts as soon as you receive the card. Ganyan rin ginawa ko, late ko na in-activate yung card ko. Expect the "monthly fee" on your first SOA. Yes, monthly na ang bayaran sa BDO pero you can request na gawin syang yearly instead of monthly.

  7. This card has various unique features like a charge-free exclusive travel insurance coverage. The BDO Visa Gold card charges a principal fee of200 and a supplementary membership fee of ₱100 per month, with the first year completely waived off.

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