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  1. Use this calculator to estimate your monthly student loan payments. You may also contact us to specifically discuss your BND Student Loan payment. Click here to access a student loan repayment calculator.

    • Repayment Plans

      There may different options for consolidating your student...

    • Log In

      Get Started Today. Start An Account. BND combines...

    • Welcome

      Make an Online Payment. Start an account or log in to make a...

    • Education Funding

      Refinance a Student Loan After College. You may choose to...

  2. There may different options for consolidating your student loans depending on whether you have federal or private student loans and your state of residence. Bank of North Dakota’s DEAL One Loan allows North Dakota residents to refinance all of their student loans, including federal, into one loan.

  3. Refinance a Student Loan After College. You may choose to reduce your monthly payment or repay your student loan more quickly by refinancing with a lower interest rate. North Dakota residents are eligible to apply.

  4. Get Started Today. Start An Account. BND combines user-friendliness with personalized customer service to bring you an uncomplicated student loan repayment experience.

  5. Use the Repayment Estimator to compare your monthly payment options. You can opt for lower monthly payments through an income-driven repayment (IDR) plan. With an IDR plan, depending upon your income and family size, your payment could be as low as $0 per month.

  6. Make an Online Payment. Start an account or log in to make a quick and easy payment. Learn More. Refinance After Graduation. Lower your monthly payment or repay your student loan more quickly. Learn More. Career-Based Loan Repayment. Some repayment options are based on the career you choose. Learn More. Difficulty Making a Payment?

  7. To find more information about repayment plan options for your loans, visit the Student Aid website for your federal student loans and contact your servicer for your private loans. Bank of North Dakota (BND) offers standard and extended repayment plans as well as a refinance option.

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