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  1. 8 mar 2024 · Many card issuers will usually credit an annual fee if you close the account and request a refund quickly enough. You have about 30 days after an annual fee posts to do this—give or take a...

  2. 9 wrz 2024 · The Aspire Card has a high annual fee in the first year. The Aspire Card also charges cardholders monthly fees, starting with the second year an account is open. Aspire Card Fees. Cash Advance Fee: 5% (min $5) Foreign Transaction Fee: 3%; Max Late Fee: $41; Monthly Fee: $0 1st yr, $5-$12.50 after

  3. while I disagree with your assessment of the cards value. It's still very easy to maximize. You should wait until the next annual fee charges, then you have 30 days to downgrade or cancel for a refund.

  4. 25 lis 2020 · Will Amex frown upon me canceling my Aspire card before the annual fee post? CSR from Amex said if I cancel after the fee post I will have to pay it. I'll be refunded the amount after I cancel it.

  5. Aspire Account Maintenance Fee? I've had a CC with Aspire for 13, almost 14 months. Their APR is high but they had no annual fee, which is the only reason I got their card. I am studiously avoiding fixed fees since they were a major contributor to by BK in 2019.

  6. 8 sie 2024 · With most issuers, there’s some grace period where you can cancel the card and still get a refund of the annual fee. With American Express, Chase, and Citi, you typically have somewhere around 30 days after the annual fee is billed to cancel the card and have the annual fee reversed.

  7. 29 paź 2024 · Nerdy takeaways. Call the number on the back of your card or use the chat feature within your online account portal to request an upgrade or downgrade. Your current account must be at least a...

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