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  1. Activate My Card. Activating your lowes card is easy. Provide a couple details about you and your new card, and then enjoy shopping.

  2. Accounts opened online, via text-to-apply or QR code: You will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply but are later approved, a 20% off coupon will be provided via mail with your new card.

  3. In this tutorial, we'll provide you with a step-by-step guide on how to activate your Lowe's Credit Card account securely and conveniently online.

  4. Accounts opened online, via text-to-apply or QR code: You will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply but are later approved, a 20% off coupon will be provided via mail with your new card.

  5. Access and manage your Lowe's credit card account online to view balance, transactions, and make payments.

  6. MyLowe’s Rewards is a free loyalty program for Do-It-Yourself (DIY) Lowe’s customers that allows members to earn points toward MyLowe’s Money just for shopping at Lowe’s. Members will also receive member-only gifts.

  7. Register for Online Access. Please enter your account number and billing zip code. Enter Account Number. Zip Code. Continue. Cancel. Your Lowe's Visa® Rewards Card, MyLowe's Rewards Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank.

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