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Retirement before "Normal Retirement Age" (NRA) reduces benefits, and retirement after NRA increases benefits. NRA, also referred to as "Full Retirement Age," varies from age 65 to age 67 by year of birth.
- Office of the Chief Actuary
Proposals affecting the Social Security program or the SSI...
- Full Retirement Age
To find out how much your benefit will be reduced if you...
- Office of the Chief Actuary
To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.
Based on your birthday, this online calculator calculates your full retirement date, the first month you will be eligible for full Social Security retirement benefits, and the month you can apply for them.
Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.
7 sie 2023 · Full retirement age is the age you need to reach in order to receive 100 percent of the monthly benefit you are entitled to. Your full retirement age is based on the year in which you were born. If you choose to take benefits before you reach the full retirement age, your monthly benefit will be permanently reduced.
The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.
The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960, until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67.