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  1. Get a low-interest car loan that fits your budget or refinance an existing auto loan for a potentially better rate and a lower payment. It’s quick and easy for existing Regions customers to apply.

  2. As you determine which vehicle to buy and which auto loan terms to choose, your decisions can make a big difference in the amount of your monthly payment and the total cost of the loan. Apply for an auto loan. Use this calculator to compare auto loan rates.

  3. 16 sty 2024 · Regions Bank’s starting APR, 7.24 percent, is reasonable but slightly higher than the national average interest rate on new car loans (7.03 percent, according to Experian).

  4. Buying a car? Be sure to factor in maintenance expenses in addition to your auto loan. Use our car payment calculator to figure the total cost of your car.

  5. Welcome! Your online Regions Auto Loan application should not take long to complete. You will need to have the following information handy: Income. Personal. Get Started! Got Questions? Our experts are here to help if you have questions about this application. Toll Free. 1-888-462-7627. Mon-Fri: 6 a.m. to 7 p.m. CT. Sat: 8 a.m. to 2 p.m. CT. Email.

  6. Making timely payments on a car loan is an easy way to build a good credit rating. Aim for a purchase price that will keep your monthly car payment to no greater than 8 to 10 percent of your monthly income.

  7. Your monthly payment is based on the loan amount, the loan term and the interest rate for the loan. Loan amount is based on the net purchase price of the vehicle (plus sales tax) or the vehicle price less any cash rebate, trade-in or down payment.

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