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  1. Make a Payment to Your Loan Servicer. Never miss a payment. Sign up for auto pay through your federal loan servicer to have your payments automatically taken from your bank account. Bonus! If you have Direct Loans, get a 0.25% interest rate deduction while you participate in auto pay! Find Your Loan Servicer's Contact Info.

  2. Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like CRI to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.

  3. If you filled out the FAFSA ® form, you may have been offered grants, work-study, and loans. Before you receive a Direct Loan, you must complete counseling and sign a Master Promissory Note (MPN). Before you receive a TEACH Grant, you must complete counseling and sign an Agreement to Serve or Repay (Agreement) each year in which you receive a TEACH Grant.

  4. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more. Under some income-driven repayment (IDR) plans, including the new Saving on a Valuable Education (SAVE) Plan , your monthly payment could be as low as $0.

  5. Get started repaying your federal student loan. It is important to have a plan for repaying your student loan before the payments begin. Learn how to make your payments on time while keeping the cost manageable.

  6. MOHELA is part of Federal Student Aid's (FSA's) long-term servicing solution that will eventually allow you to fully manage your federal student loans on StudentAid.gov. Transitioning to StudentAid.gov will ensure borrowers can continue to successfully manage repayment of their federal student loans in a secure, long-term servicing environment.

  7. Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like Nelnet to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.

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