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  1. If you’re totally and permanently disabled, you may qualify for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation.

  2. TPD 101. If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation. If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation.

  3. If you are unable to work because of a total and permanent disability, you may be eligible for a Total and Permanent Disability (TPD) Discharge of your FFEL Program loans, Perkins Loans, Direct Loans, or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation.

  4. With our deep industry knowledge, exceptional service, and on-time processing, we provide the caring assistance deserved by federal loan customers seeking a total and permanent disability discharge.

  5. A TPD discharge relieves you from having to repay or comply with obligations associated with the following types of federal student aid because you are totally and permanently disabled: Loans made under the William D. Ford Federal Direct Loan (Direct Loan) Program, Loans made under the Federal Family Education Loan (FFEL) Program,

  6. If you get a total and permanent disability (TPD) discharge, you don’t have to repay your federal student loan(s) or complete your TEACH Grant service obligation. As of May 2023, around 492,000 borrowers have gotten loan forgiveness through TPD discharge. And there are multiple ways to qualify!

  7. If you are not able to work due to a disability or ongoing medical condition, you may be able to have your federal student loan debt canceled or forgiven through the Total and Permanent Disability (TPD) program.

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