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1. studentaid.gov › articles › what-to-know-about-ffel-loansWhat to Know About Federal Family Education Loan (FFEL) Program...

   studentaid.gov › articles › what-to-know-about-ffel-loans

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   For your FFEL Program loans to qualify for PSLF, you will need to consolidate your FFEL Program loans into a Direct Consolidation Loan. Only Direct Loans are eligible for PSLF. Normally, when you consolidate, you don’t get credit toward PSLF for the payments you made before you consolidated.

2. fsapartners.ed.gov › knowledge-center › libraryUpdate on Implementation of the Joint Consolidation Loan...

   fsapartners.ed.gov › knowledge-center › library

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   1 paź 2024 · The JCLSA allows joint consolidation loan (JCL) borrowers who have either Direct Loans (DL) or Federal Family Education Loans (FFEL) to separate their joint debts into new, individual Direct Consolidation loans.

3. www.ed.gov › about › newsBiden-Harris Administration Allows Borrowers More Time to...

   www.ed.gov › about › news

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   15 maj 2024 · Borrowers with FFEL Program loans held by the Department will also receive the account adjustment automatically but must consolidate into the Direct Loan Program if they want to count any prior time in repayment toward PSLF.

4. nelnet.studentaid.gov › content › loanconsolidationWhat Is Loan Consolidation? - Student Aid

   nelnet.studentaid.gov › content › loanconsolidation

   Federal student loan borrowers have the option of consolidating their loans via the Direct Consolidation Loan program offered by the U.S. Department of Education. Consolidating allows you to merge multiple eligible loans into a single loan.

5. blog.ed.gov › 2023 › 12Seven Things to Know About the Student Loan Payment Count...

   blog.ed.gov › 2023 › 12

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   18 gru 2023 · Borrowers with loans not currently held by the Department, such as those with commercially held FFEL or Perkins loans, can get the benefit of the adjustment by applying to consolidate by April 30, 2024. Most consolidation loans are disbursed within 60 days, but some take longer, so we encourage borrowers to apply as soon as possible.

6. studentaid.gov › articles › 5-things-before-consolidating-student-loans5 Things to Know Before Consolidating Federal Student Loans

   studentaid.gov › articles › 5-things-before-consolidating-student-loans

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   Federal Family Education Loan (FFEL) Program Loans and Interest Rate Reductions. Many FFEL Program borrowers get reduced interest rates for paying on time. But if you add a FFEL Program loan to a Direct Consolidation Loan, you can lose your rate reduction. For example, say you have a FFEL PLUS Loan with a 7.5% interest rate.

7. www.attorneygeneral.gov › ffelTake Action on a Time-Limited Student Loan Forgiveness...

   www.attorneygeneral.gov › ffel

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   Step 1: Consolidate Your Privately Owned Federal Loans into the Direct Loan Program. To benefit from the payment count adjustment, you must consolidate any non-Direct Loans (e.g., FFEL, HEAL, and Perkins Loans) by June 30 2024.