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Learn about the different types of federal student loans and their interest rates on the official Federal Student Aid website.
- Federal Student Loan Interest Rates
Loans for which the application was received on or after...
- Interest Rates for Federal Student Loans
Interest rates are subject to change on July 1st of each...
- Federal Student Loan Interest Rates
1 lip 2024 · Loans for which the application was received on or after 2/1/1999 (any status) will have a fixed interest rate of the lesser of 8.25 percent or the weighted average of the loans consolidated, rounded to the next higher 1/8 of one percent.
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1 lip 2024 · If you got your loan after July 1, 2024, and before July 1, 2025: For undergraduate students, the interest rate for Direct Subsidized Loans and Direct Unsubsidized Loans is 6.53%. For graduate or professional students, the interest rate for Direct Unsubsidized loans is 8.08%.
2 lip 2024 · All federal student loans for undergraduates currently have an interest rate of 6.53 percent for the 2024-25 school year, while unsubsidized and Direct PLUS loans for graduate students have...
1 lip 2024 · The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2024, and before July 1, 2025. Perkins Loans (regardless of the first disbursement date) have a fixed interest rate of 5%.
2 lip 2024 · The federal student loan interest rate for undergraduates is 6.53% for new loans taken out for the 2024-25 school year, effective from July 1, 2024 to June 30, 2025. Federal rates for...
Interest rates are subject to change on July 1st of each year. All federal student loans first disbursed on or after July 1, 2006 have a fixed interest rate for the life of the loan. Below are charts detailing the changes in the FFEL and Direct Loan interest rates since July 1, 2006.