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  1. F&M Trust. A community bank with a passion for the right financial solutions. That’s banking done your way. Whether you’re a stay-at-home mom, a CFO or a business owner on the go, F&M Trust has the financial services and tools to keep you in the know.

    • Personal Banking

      We Bank Your Way. To make banking more convenient and...

    • Commercial Services

      F&M Trust has been a community banking partner to commercial...

    • Manage Your Wealth

      Wealth management is no easy feat. F&M Trust’s financial...

    • Rates

      Not all available terms and rates are listed for F&M Trust...

  2. Online Banking gives you access to: Monitor your accounts. View e-Statements. Pay bills. Transfer funds. Set up Text Alerts. Get Mobile Banking. Send money - Zelle (Opens in a new Window) enroll in online banking.

  3. F&M Bank serves all your banking needs, from basic checking to high-yield savings accounts and business CDs, mortgage loans to business loans and more.

  4. At F&M, we’re more than banking professionals. We’re accountants, HR managers, tech gurus and marketers. Or to put it another way, proud bootstrap pullers, sleeve roller-uppers, wheel turners, barn raisers and dream makers.

  5. Stay Connected. Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

  6. Bank by phone seven days a week, 24 hours a day. Access your accounts, transfer funds, get loan and deposit account information, make a payment to a line of credit or loan account, request stop payments and more.

  7. For more than a century, F&M Trust has embraced and defined what it means to be a community bank in South Central PA. Keep up on all our current rates! Need Help? We're here to help. Let us know how we can be of assistance!

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