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  1. BND offers student loans to North Dakota residents attending in-state or out-of-state schools, and out-of-state residents attending North Dakota schools. Learn about loan types, calculators, grants, scholarships and more resources to help you make confident decisions.

    • Repay Your Student Loan

      Use this calculator to estimate your monthly student loan...

    • Student Loans

      If you still need money to fill the gaps, consider private...

    • Welcome

      BND’s student loans fill the gap when federal student loans,...

  2. Apply for, access, or manage your student loans with BND. Contact BND by phone or email for questions or assistance.

  3. Learn how to manage, repay and update your BND student loan online or by phone. Find out about repayment plan options, career-based loan benefits, monthly billing statements and more.

  4. Learn about federal and private student loans, interest rates, fees, repayment options and how to avoid debt. BND offers state-sponsored loans for North Dakota residents attending college in or out of state.

  5. BND offers student loans to fill the gap when other sources are not enough. You can customize your payment options, refinance after graduation, and get career-based repayment plans.

  6. Learn how to get student loans from the federal government and Bank of North Dakota, a state-sponsored lender with favorable rates. Compare interest rates and repayment options for private student loans from local financial institutions.

  7. Students with financial need may qualify for subsidized loans. This means you don’t pay interest on the loan while you’re in college at least half time; the federal government helps to pay, or subsidize, the interest during that time.

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